My husband applied for an FHA loan but was told he neeeded to raise his credit score from a 615 to a 620. Within the last couple of weeks we paid off whatver credit card amount he had. His employment and salary were fine, just the credit rating needs to increase. Our lease is up [...]
I am on my first credit card with a 0 limit. I read that having a balance of no more than 30% each month would raise credit scores, but my dad says I should spend more since it is such a low limit. Is the 30% percent rule still true for low-limit credit cards?
I don’t have debt by any means, first and foremost. I am just starting to live on my own and build my credit and stuff. I got a credit card to help me do that and right now my balance is around 0. I can easily pay this off in one month and not think [...]
I heard you can raise credit score if someone add you to their credit line, does that person need to have a good credit score in order for your credit score to go up?
